How much does it cost to live in Grand Forks North Dakota? Well, The cost to live in Grand Forks, North Dakota, is approximately $1,960 per month for a single person and $4,300 per month for a family of four.

Grand Forks, North Dakota, is a city that offers a unique blend of small-town charm and big-city amenities.

Situated along the Red River, Grand Forks is known for its friendly community, excellent educational institutions, and affordable cost of living.

If you’re considering moving to this vibrant city, it’s essential to understand the various expenses you’ll encounter.

In this comprehensive guide, we will break down the cost of living in Grand Forks, including housing, utilities, transportation, groceries, healthcare, and more.

How Much Does It Cost To Live In Grand Forks, North Dakota?

Housing Costs in Grand Forks

Housing is one of the most significant expenses for residents. The cost of housing in Grand Forks is relatively affordable compared to national averages. Here is a detailed breakdown of housing costs:

• Renting an Apartment: The average rent for a one-bedroom apartment in the city center is around $800 per month, while a three-bedroom apartment averages $1,500 per month. In the suburbs, prices drop slightly, with a one-bedroom apartment costing about $700 per month and a three-bedroom apartment costing around $1,300 per month.
• Buying a Home: The median home price in Grand Forks is approximately $250,000. This is significantly lower than the national median home price, making homeownership an attractive option for many.

Utility Costs

Utilities are another essential aspect of the cost of living. In Grand Forks, residents can expect to pay the following for basic utilities (electricity, heating, cooling, water, and garbage):

• Monthly Utility Bill: For an 85m² apartment, the average monthly utility bill is around $150.
• Internet and Cable: A standard internet package costs about $60 per month, while a combined internet and cable package can range from $100 to $150 per month.

Transportation Costs

Transportation is a crucial factor to consider, especially if you plan on commuting to work or school. Grand Forks offers several transportation options, including public transit, biking, and driving:

• Public Transportation: The Cities Area Transit (CAT) provides bus services throughout Grand Forks. A monthly bus pass costs $45.
• Gasoline: The average price of gasoline is around $3.20 per gallon.
• Car Insurance: The average annual car insurance premium in North Dakota is approximately $1,200, but this can vary based on your driving history and the type of vehicle.

Grocery and Food Costs

Food expenses are another vital component of the cost of living. Here’s what you can expect to pay for groceries and dining out in Grand Forks:

• Grocery Costs: The average monthly grocery bill for a single person is around $300, while a family of four can expect to spend about $800 per month on groceries.
• Dining Out: A meal at an inexpensive restaurant costs around $12, while a three-course meal for two at a mid-range restaurant averages $50.

Healthcare Costs

Healthcare is an essential consideration for anyone moving to a new city. Grand Forks offers quality healthcare services, and the costs are relatively reasonable:

• Doctor’s Visit: A routine doctor’s visit typically costs $100 to $150 without insurance.
• Health Insurance: The average monthly health insurance premium in North Dakota is approximately $450 for an individual and $1,200 for a family, but this can vary based on your plan and coverage level.

Educational Costs

Education is a priority for many families, and Grand Forks is home to several reputable schools and institutions:

• Public Schools: Public education in Grand Forks is funded through taxes, so there are no direct costs for attending public schools.
• University of North Dakota: The University of North Dakota, located in Grand Forks, has in-state tuition costs of around $10,000 per year for undergraduate students. Out-of-state students can expect to pay about $20,000 per year.

Entertainment and Leisure

When it comes to entertainment and leisure, Grand Forks offers a variety of activities that cater to different interests and budgets:

• Movies: A movie ticket costs around $10.
• Fitness: A monthly gym membership averages $30 to $50.
• Events and Festivals: Grand Forks hosts numerous events and festivals throughout the year, many of which are free or have a nominal entrance fee.

Miscellaneous Costs

Other miscellaneous expenses can also impact your overall cost of living:

• Clothing: The cost of clothing is comparable to national averages. A pair of jeans costs about $40, while a new pair of running shoes is around $70.
• Personal Care: Personal care items, such as shampoo, toothpaste, and cosmetics, typically cost $50 to $75 per month.

Summary of Living Costs in Grand Forks

To summarize, here is an estimated monthly budget for a single person and a family of four living in Grand Forks:

• Single Person:
  • Housing (Rent): $800
  • Utilities: $150
  • Internet: $60
  • Transportation: $100
  • Groceries: $300
  • Healthcare: $450
  • Miscellaneous: $100
  • Total: $1,960
• Family of Four:
  • Housing (Rent): $1,500
  • Utilities: $200
  • Internet: $100
  • Transportation: $300
  • Groceries: $800
  • Healthcare: $1,200
  • Miscellaneous: $200
  • Total: $4,300

Final Thoughts

Living in Grand Forks, North Dakota, is both affordable and enjoyable, with a range of amenities and services that cater to diverse lifestyles. Whether you’re a student, a professional, or a family, Grand Forks offers a welcoming community with a cost of living that allows you to make the most of your income.